Questions Every Homebuyer Should Ask Before Making an Offer

You found a home you love. It checks all the boxes. But before you submit that offer, pause—and ask the right questions. These questions can uncover hidden issues, prevent regrets, and give you negotiation leverage.

🧠 About the Property

1. How long has the home been on the market?
If it’s been sitting for a while, there may be room to negotiate on price or terms.

2. Have there been any recent price reductions?
This could signal seller motivation—or that the home was overpriced initially.

3. What’s included in the sale?
Are appliances, window treatments, or fixtures staying? Clarify what’s part of the deal.

4. How old are the roof, HVAC, and major systems?
Big-ticket repairs add up. Ask for ages and service history of essentials.

📜 About Disclosures and Issues

5. Are there any known issues or past repairs?
Water damage, foundation cracks, or mold should be disclosed—and evaluated.

6. Has the home ever had pest problems?
Termites, rodents, or wildlife damage should be checked before you commit.

7. Is there a history of insurance claims?
Multiple claims might raise red flags for your future homeowner's policy.

🌍 About the Neighborhood

8. What’s the zoning and what’s nearby?
Are there plans for nearby development or zoning changes that could affect property value or peace of mind?

9. How’s the commute, traffic, and parking?
Drive the route during rush hour. Ask about neighborhood noise or congestion.

10. What are the property taxes and HOA fees?
Make sure you factor in recurring costs when budgeting for your monthly payment.

📝 About the Offer Itself

11. What’s the seller’s motivation or timeline?
Do they need to move quickly? Are they emotionally attached? Understanding this can shape your offer.

12. Is there competition or interest from other buyers?
This affects whether you offer at, below, or above asking—and how fast you need to act.

💡 Tip: A great agent will help you get these answers before you write the offer, not after.