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Is Now a Good Time to Sell? (Trends You Should Know)

You’ve built up equity, and maybe you’re ready for something new—but is this actually the right moment to list your home? With shifting market conditions and rising interest rates, many homeowners are unsure. Here’s what the data says—and how to decide what’s right for you.

🏡 Current Market Snapshot

The real estate market isn’t what it was during the recent frenzy, but that doesn’t mean it’s not a good time to sell.

  • Buyer demand is still strong—especially for move-in-ready homes
  • Inventory remains low, which gives sellers leverage in many areas
  • Prices are stabilizing, but not crashing
  • Homes that are priced right and well-presented are still moving fast

💡 Tip: The key to a successful sale right now isn’t perfect timing—it’s smart strategy.

📈 What the Numbers Show

  • Days on market are up slightly in many regions—but homes are still selling
  • Price reductions are more common, but mostly for homes that were overpriced
  • Average home equity remains at record highs for most homeowners
  • Mortgage lock-in effect is slowing some sellers—less competition for you

💰 Why Equity Gives You Flexibility

Many sellers have built up significant equity since 2020. That equity can:

  • Help fund your next down payment
  • Offset rising interest rates with a larger cash offer
  • Give you flexibility to negotiate or buy before you sell

Even if home prices dip slightly, you may still come out ahead thanks to your timing.

🧠 Timing Isn’t Everything—Motivation Is

You might be ready to sell if:

  • You’ve outgrown your current home
  • You want to downsize, relocate, or simplify
  • You can afford your next step, even with a higher rate
  • You’re sitting on strong equity and don’t want to wait

Waiting could mean more competition later—or watching the market flatten.

🚫 When It Might Not Be Time

Hold off if:

  • You’re planning to rent and wait it out without a clear reinvestment plan
  • You’re selling under pressure without financial backup
  • Your home needs major repairs you can’t address before listing

Our mission is to empower you with integrated real estate and mortgage expertise—eliminating unnecessary costs, streamlining every step of your homebuying journey, and always putting your needs first.

Justin Mongler NMLS# 1963138 | Company NMLS# 222982

We specialize in mortgage banking, offering a comprehensive range of mortgage products and services to help both homebuyers and Property Investors achieve their goals of home ownership.

Lending, in 40 States for homebuyers and all 50 states for real estate investors.

© FTP Realty & Neighborhood Loans – All Rights Reserved.
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