First-Time Buyer Incentives in Columbia | Save Big with FTP Realty

So you’re buying your first home.
Exciting? Absolutely.
Expensive? You bet.
But here’s the thing: it doesn’t have to be.

At FTP Realty, we believe first-time homebuyers should start strong—not stressed. That’s why we’ve lined up serious buyer incentives that put money back in your pocket. We're talking thousands in savings, real fast.

From commission credits to fee-free consultations, these perks aren’t fluff—they’re fuel for your homebuying journey. Let’s break down exactly how you can save big, move fast, and feel confident every step of the way.

1. 100% Commission Credit When You Finance With Us

Here’s the headline: we give you every penny of our buyer agent commission (FTP Realty's commission).

That’s right—100% commission credit straight to your home loan.
Why? Because we play both sides—in your favor.

Our agents are also loan officers. That dual-license magic means we close deals faster, smarter, and cheaper. You get one pro, two services, zero confusion.

This isn’t a cashback gimmick. It’s real money off your mortgage.
It’s how we turn “I wish I could afford it” into “Let’s do this.”

2. Zero-Cost Buyer Representation

You pay nothing to work with us as your buyer agent.
Zip. Nada. Zero.

In Missouri, the seller covers the agent commissions. So you get expert guidance from day one—without spending a dime.

And since we also handle your loan, there’s no bouncing between teams or losing time (and patience) with phone tag.

One point of contact. One streamlined process. One giant leap closer to home.

3. Lower Loan Fees With FTP’s All-In-One Process

When you split your agent and lender, you get hit with fees.
Coordination costs. Delays. Red tape.

When you work with us? That disappears.

We cut out the middle steps (and middlemen). That means lower closing costs and fewer third-party headaches.

And because we do it all in-house, you don’t wait weeks for a decision—we get it done now.

4. Free Consult + Instant Pre-Approval = Smart Start

Not sure where to begin? Start here.

We offer a free homebuyer consultation and no-cost loan pre-approval—because clarity shouldn’t come with a price tag.

We’ll break down what you can afford, how to strengthen your offer, and what to expect every step of the way.

No pressure. No sales pitch. Just smart guidance from local pros.

How to Claim Your Incentives and Get Started

If you’re in Columbia or Boone County, these buyer perks are waiting for you.
And you don’t need a perfect credit score or a massive down payment to qualify.

👉 Book your free consult
👉 Get pre-approved in minutes
👉 Start house hunting with confidence

We’ll help you secure the home you love—with the mortgage (and savings) you deserve.

Let’s Make Your First Home Feel Like a Win

No stress. No fluff. Just real savings and a smarter way to buy.

Have questions? We’ve got answers. Ready to roll? Let’s go.
Book your consult today by filling out the form below and unlock every incentive you’ve earned.