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Get Your Buyer Agent’s Commission Back | Columbia MO Commission Credit

Sounds too good to be true, right?

You buy a home.
We do the paperwork.
You get our entire buyer agent commission (FTP Realty's commission), credited to your loan.

Yes. All of it.
Not a portion. Not a rebate.
100%.

This isn’t some shady marketing trick. It’s the real deal—and it’s saving first-time buyers in Columbia and Boone County serious money.

Let’s break it down. Fast and simple.

Wait—You Give Back the Commission?

Exactly.

Here’s how it works: when you buy a home, the seller pays our commission. But instead of pocketing it, we give it all back to you—as a direct credit toward your mortgage.

Most agents keep that money.
We give it to you.

Why? Because we also handle your loan.
That’s the magic of dual-licensed agents.
We play both roles—real estate and mortgage—so you only work with one expert.
Less hassle. More savings. Zero fluff.

How the 100% Credit Actually Works (Step-by-Step)

Let’s say you’re buying a $300,000 home.
Typical buyer’s agent commission? Around 3%. That’s $9,000.

Most agents? They keep that.

FTP Realty? We apply that $9,000 as a credit toward your loan.
It’s real money off your bottom line—less out of pocket, smaller loan amount, lower closing costs.

Here’s the play-by-play:

  1. Seller pays the agent commission.
  2. FTP Realty applies the full amount to your loan at closing.
  3. You save thousands instantly.

Simple. Transparent. Powerful.

How Much Money Can You Actually Save?

Let’s talk real numbers.

Home PriceTypical Buyer Commission (3%)Your Commission Credit
$250,000$7,500$7,500 credit to you
$300,000$9,000$9,000 credit to you
$350,000$10,500$10,500 credit to you

Imagine what you could do with that money: – Cover closing costs
– Lower your monthly payment
– Upgrade your kitchen
– Not panic about your bank account

Yeah. It adds up fast.

What’s the Catch? (Spoiler: There Isn’t One)

No fine print.
No bait-and-switch.
No “only on Tuesdays if the moon is full” clauses.

Just one condition: you finance with FTP Realty.
Because we handle your mortgage too, we’re able to skip the middlemen and pass those savings straight to you.

We’re not here to nickel-and-dime you.
We’re here to make buying a home less stressful—and a whole lot smarter.

Why Dual-Licensed Agents Make This Possible

Most real estate agents don’t touch loans.
And most lenders don’t know squat about showings, contracts, or negotiations.

We do both.
Our agents are also licensed loan officers. That means: – Fewer fees
– Faster communication
– One point of contact from offer to close
– And yep, that 100% commission credit

It’s everything you need—without the chaos you don’t.

How to Get Your Commission Credit with FTP Realty

Here’s how to get started:

  1. Book your free consult (zero pressure, all clarity)
  2. Get pre-approved—we’ll show you what you can afford
  3. Start house hunting with one expert guiding the way
  4. Apply your commission credit and save thousands

If you’re buying in Columbia or Boone County, this is your move.
We’re local. We’re licensed. And we’re ready to back you up (and credit you forward).

Let’s Flip the Script on Real Estate

Forget the old rules.
The hidden fees.
The “agent gets paid, buyer gets nothing” playbook.

We’re rewriting it—with you in mind.

💡 100% commission credit.
📉 Lower loan costs.
🧠 One expert.
🎯 One goal: your success.

Let’s find your perfect home. And let’s make it affordable.

Ready? Book your free consult here or fill out the form below.

Our mission is to empower you with integrated real estate and mortgage expertise—eliminating unnecessary costs, streamlining every step of your homebuying journey, and always putting your needs first.

Justin Mongler NMLS# 1963138 | Company NMLS# 222982

We specialize in mortgage banking, offering a comprehensive range of mortgage products and services to help both homebuyers and Property Investors achieve their goals of home ownership.

Lending, in 40 States for homebuyers and all 50 states for real estate investors.

© FTP Realty & Neighborhood Loans – All Rights Reserved.
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