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We've Helped Many First-Time Buyers Save Thousands...

Our commission credit model has helped hundreds of homebuyers reduce their closing costs.
“Justin was knowledgeable and friendly. He did a lot of work behind the scenes to get us to our closing date on time. ”
Jeffry J
Would Recommend
“My wife and I would like to thank each one of you, even the ones I didn’t work with directly. We’d like to thank you all for your time, effort, and commitment for making this happen. You guys are awesome! ”
Collin Y
Would Recommend
“Justin is a Professional that is Heavily Invested in assisting Veterans and their Families get the Home of their Dreams fast, effective and efficiently as possible. ”
Corey B
Would Recommend

Why Work With Us?

1

Personalized Homebuyer Consultation

Get expert guidance on the homebuying process and first-time buyer programs.

2

100% Buyer Agent Commission Credit

Our buyer agent's commission goes toward your closing costs when we finance your loan.

3

One-Stop Real Estate + Lending

A seamless experience with one dedicated team handling everything.

4

Mortgage Rate Shopping

We compare loan options to find you the best deal.

5

First-Time Buyer Perks

Access special low-down-payment programs, and credit improvement support.

6

Faster, Stress-Free Closing

We streamline the process to help you move in sooner.

No extra costs. No hidden fees. Just real savings and a smoother homebuying experience.

Frequently Asked Questions

Have some questions about our services? Check out the answers below

How can you represent buyers at no cost?

Our unique business model allows us to credit our commission back to you, ensuring you save on closing costs and / or your interest rate.

Is this service available everywhere?

Our dual capacity agent service is currently available in Boone County, MO. However, other markets / areas are coming soon.

Is this really free money?

Yes! The commission credit comes from the buyer’s agent fee, which the seller pays. Instead of keeping it, we apply 100% toward your closing costs.

What's the catch?

No catch. No hidden fees. Just work with our real estate and lending team, and you’ll keep thousands at closing.

Do I have to use your mortgage service to get the commission credit?

Yes, that’s how we make this possible! By handling both your real estate and loan, we streamline the process and pass the savings to you.

What if my credit isn’t perfect?

We offer free credit guidance and connect you with credit repair specialists if necessary.
Justin Mongler NMLS# 1963138 | Company NMLS# 222982

We specialize in mortgage banking, offering a comprehensive range of mortgage products and services to help both homebuyers and Property Investors achieve their goals of home ownership.

Lending, in 40 States for homebuyers and all 50 states for real estate investors.

© FTP Realty & Neighborhood Loans – All Rights Reserved.